Additional Resources

'Consumer Reports' Online

The online edition of "Consumer Reports" has free reports of interest to consumers. Its "Money" section includes articles on credit-counseling services, check cashing, and credit reports. Because all credit-counseling agencies are not the same, the report under "Credit-counseling services" with its link to "What to ask before signing up" is especially helpful.
URL: www.consumerreports.org

‘ Rip Off Report’

When checking out a payday loan provider, make sure they don’t appear in a ‘Rip Off Report’, a service created for consumers to alert other consumers about unscrupulous business activity. Note: as of this writing, none of the recommended payday loan providers appear on the ‘Rip Off Report.’ If you find this to not be the case, contact us immediately and we will update our information.
URL: www.ripoffreport.com

National Foundation for Credit Counseling

The NFCC is a nationwide network of nonprofit budget and debt-counseling agencies. The agencies provide educational programs and individual counseling in-person, by phone, or by mail. They teach basic money management skills and assist in resolving debt problems. Consumers may obtain counseling services at no cost or for a low fee.
URL: www.nfcc.org